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All agents are NOT alike! Find out why we are top real estate experts. Call us: 609-770-2668.
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wonderful experience/patience & friendly
Thru these months of looking, you were always professional and friendly.
Patricia M. Leonetti
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Welcome! Here You Can Find Great Information on Ocean City, Cape May County, The Wildwoods and Sea Isle City, New Jersey Real Estate & Shore Homes!  Looking for homes or perhaps an investment property at the New Jersey Shore? Search everything the web has to offer, right here! Don't miss our Feature Homes, Investment Beach Homes & Condos. Need local real estate information? We've summarized much of what is important about the Ocean City, Cape May County, The Wildwoods and Sea Isle City real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home, whether it be an Oceanfront property, a Bayfront property, something in between or a primary home that is perfect for you and your family within your price range. With our knowledge of the shore communities, best beaches and resort living, together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. An investment property or second home is an exciting purchase. As top Ocean City, Cape May County, The Wildwoods and Sea Isle City real estate agents, we have the experience and track record you are looking for. Please let us help. - The Ferzoco Group with RE/MAX of Ocean City & The Wildwoods
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is arguably the world's strangest (and most dysfunctional) kitchen?
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| A |
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California. |
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Chris and Joe Ferzoco
The Ferzoco Group RE/MAX of Ocean City &Wildwood
5501 Simpson Ave.
Ocean City, NJ 08226
609-770-2668
Fax: 609-398-4606
joeferzoco@NUMBER1EXPERT.com
The Ferzoco Group is committed to helping home buyers and sellers achieve their real estate goals. The process of buying or selling a home is one of significant importance and the Ferzoco Group prides itself on making sure your experience is an enjoyable one!   
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