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All agents are NOT alike! Find out why we are top real estate experts. Call us: 609-770-2668.
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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The Ferzoco Group ReMax of Ocean City & Wildwoods
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As top Ocean City, Cape May County, The Wildwoods and Sea Isle City area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
Where is the world's largest mud building?
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| A |
The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season. |
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Chris and Joe Ferzoco
The Ferzoco Group RE/MAX of Ocean City &Wildwood
5501 Simpson Ave.
Ocean City, NJ 08226
609-770-2668
Fax: 609-398-4606
joeferzoco@NUMBER1EXPERT.com
The Ferzoco Group is committed to helping home buyers and sellers achieve their real estate goals. The process of buying or selling a home is one of significant importance and the Ferzoco Group prides itself on making sure your experience is an enjoyable one!   
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